Loan Against Property (LAP):

Loan Against Property also known as Home Equity Loan, the proceeds of a LAP may be used to fund a wide variety of expenses or investments like renovations, a foreign vacation, education, wedding or medical expenses. A LAP can be taken against either residential or commercial or industrial properties.

Lease Rental Discounting (LRD):

Lease Rental Discounting (LRD) is a loan scheme offered by banks under which an applicant obtains loan against their leased property. The loan is provided to the leaser based on the discounted value of the rentals and the underlying property value. The agreement is between the borrower and lender and the major term of repayment is the rent being encased to the leading bank accounts.

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